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What is a cash account?

Last updated: 12 August 2026

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A cash account is a basic investing account. Your etoro Options account is a cash account by default.

In a cash account, you don’t have a limit on the number of day trades you can place, but you must be aware of settlement times to avoid Good Faith Violations.

Please learn more about the trading rules that apply to cash accounts here.

If you wish to make spread options trades, you will need to convert your account to a margin account. Learn more here.

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