How to open and manage your life insurance plan (clients in France)

Why choose a life insurance plan with etoro?

A life insurance plan with etoro offers clients in France a tax-efficient solution for long-term investment. The plan is offered via etoro Patrimoine and combines an extended investment horizon with flexibility to withdraw.

Parents who already hold a life insurance contract with etoro Patrimoine have the option to open a plan for their children.

Minimum investment & contributions

After your first contribution (minimum €300), you can continue at your own pace – either through one-off contributions or regular payments starting from €50 a month, €75 a quarter, €150 every six months or €300 a year.

Getting started

1. Log in to your etoro account.
2. Open the left‑hand menu and select Savings.
3. Complete the onboarding process via etoro Patrimoine:
4. Answer the risk profile questionnaire.
5. Fill in your personal and financial details.
6. Select Assurance Vie.
7. Select your preferred investment strategy.
8. Make your initial contribution of at least €300.

It takes 3-5 business days for your life insurance plan to be set up. Once activated, you can monitor its performance and adjust your contributions at any time via the Savings tab.

Things to keep in mind

• Your choice of portfolio (safe, prudent, moderate, balanced, dynamic) determines your exposure to risk. Past performance is not a guarantee of future results.
• Tax advantages depend on your personal tax situation and when the funds in your plan are accessed.
• Fees apply. Review them on the etoro Patrimoine website

For more details about etoro’s life insurance offer, visit the etoro Academy.

If you still have questions, please contact etoro Patrimoine directly at: contact@etoropatrimoine.fr