What is interest on USD cash balance?

You can make your uninvested funds work for you and earn interest on the available USD cash balance in your etoro investment account.

You can then invest the interest on the etoro platform or withdraw it.

Who is eligible?

To receive interest on your available USD cash balance, you must:

• be a resident of the UK or an EU country, or be a Gold and above etoro Club member
• activate the offer via the etoro Club Dashboard
• have a fully verified and unrestricted account

We currently do not pay interest on the balance of GBP or EUR accounts.

What interest rate is offered?

Check the annual interest rates we offer on our dedicated page.

The rate that applies to your account depends on the total realised equity in your etoro investment account, including invested funds and available cash balance.

Interest rates may also vary between etoro entities, depending on the rates offered by their respective banking partners.

How is it calculated?

Every day, etoro determines the balance entitled to interest payment. We take the annual interest rate and divide it to reflect the daily rate, which we apply to the eligible balance. Interest is compounded, which means that you will earn interest on any previous interest payments received that remain in your account balance.

At the end of every month, we aggregate all the daily calculations of the month’s eligible days and automatically pay the interest into the balance by the 5th of every month.

Where can I view my interest payments?

You can track your interest payments in the following ways:

• Account statement: Each individual payment is recorded under the Account Activity section from the day after it is made. The accumulated amount for a selected time period is displayed in the Financial Summary.
• Email: We’ll send you an email confirmation as soon as each payment is made.
• etoro Club Dashboard: The total balance of all interest payments is always available on your etoro Club Dashboard.

To learn more about interest on the cash balance and eligibility, visit this page or consult with your account manager. Terms and conditions apply to this offer.