What insurance protects my funds on etoro?

etoro’s priority is to keep our clients' funds safe and secure. All client money is held in a separate, segregated account with a top-tier bank or qualifying money market fund.

We keep detailed records of all transactions made in our clients’ accounts, including the quantities of each asset held at any given time. In the highly unlikely event of etoro’s insolvency, these records will be passed to the liquidator to manage etoro’s assets and distribute funds among clients, if applicable.

In addition, eligible clients can apply for compensation via the Investor Compensation Schemes relevant to their regulatory body.

Platinum, Platinum+, and Diamond Club members are also covered by our private insurance policy, provided by Lloyd’s of London, in case etoro is subject to an insolvency event.

The insurance covers cash, all CFD positions, and securities. Below are the details according to each etoro entity.

*Up to the aggregate limit purchased by etoro, and subject to an excess amount.

The private insurance policy is not currently available to customers of etoro (UK) Ltd and does not cover non-CFD cryptoasset positions.

For more information, visit our Insurance page.