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Funding your AUD account with PayTo

Last updated: 12 August 2026

PayTo is a fast and secure payment method that lets you fund your AUD account via open banking. It will soon be available to all AUD account holders.

How to add funds using PayTo

  1. From the sidebar menu, select Deposit Funds and choose your AUD account, or go to the Wallet tab and select Add funds under your local currency account.
  2. Select PayTo as your payment method.
  3. Enter the amount you want to deposit and tap Continue.
  4. Enter your account name and PayID, or use a BSB and account number, then tap Continue.
  5. Confirm the transfer in your banking app or internet banking within 30 minutes when prompted (ensure notifications are enabled).
  6. Once the funds are transferred to your AUD account, select Continue to return to the etoro platform.

etoro AI

  1. On the Home tab, select Available.
  2. Choose your AUD account.
  3. Tap Add Money.
  4. Enter the amount you want to deposit.
  5. Select PayTo as your payment method.
  6. Enter your account name and PayID, or use a BSB and account number, then tap Continue.
  7. Confirm the transfer in your banking app or internet banking within 30 minutes when prompted (ensure notifications are enabled).
  8. Once the funds are transferred to your AUD account, tap Continue to return to the etoro platform.

Deposits are typically completed within minutes after approval.

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